S&T Benefit Solutions
Helping make benefits a priority, not an option.
About
Us
Lakisha Ricks
Owner
Our Story
S&T Benefit Solutions was founded with a simple mission: to provide personalized, reliable insurance solutions that meet the unique needs of each client. With years of experience in retail, human resources, and management, I, Lakisha Ricks, recognized the critical role insurance plays in protecting our lives and futures. This realization led me to pursue a career in the insurance industry, where I could make a difference by helping others navigate the complexities of insurance. Today, as a Licensed Insurance Professional and District Manager with Aflac, I’m proud to lead a team dedicated to offering tailored insurance options that provide real value to our clients.
Who We Are
At S&T Benefit Solutions, we are more than just insurance agents—we are your partners in securing peace of mind. With certifications in Medicare Advantage Products and FFM, our expertise spans multiple states, allowing us to offer a broad range of insurance solutions to meet diverse needs. Our team is committed to understanding each client’s unique circumstances and providing personalized guidance to help them make the best possible decisions. We take pride in our deep community roots, having been educated and trained locally at Colbert County High School, Northwest-Shoals, and Calhoun Community Colleges. This local connection ensures we understand the specific needs and concerns of our clients.
Our Vision
Our vision is to empower our clients with the knowledge and tools they need to make informed decisions about their insurance. We believe that everyone deserves access to insurance solutions that are not only comprehensive but also customized to fit their individual needs. We are committed to a client-centric approach, where your needs come first, and we work tirelessly to ensure that every policy we offer is a perfect fit for you. As we continue to grow, our goal remains the same: to be a trusted resource for our clients, offering expertise, compassion, and personalized service that truly makes a difference in their lives.
Our
Services
Accident & Disability Insurance
Life can be unpredictable—ensure you're ready for anything with accident and disability insurance. Protect your income and lifestyle from the unexpected, so you can focus on recovery.
Medicare Advantage & Supplement Plans
Get the most out of your Medicare with our comprehensive Advantage and Supplement plans. We help you navigate your options to ensure you’re covered where it counts, giving you peace of mind and control over your healthcare.
Cancer
Insurance
Stay focused on your recovery, not your finances. Our cancer insurance plans offer critical support during a challenging time, covering the unexpected costs that come with a diagnosis.
Dental & Vision Plans
Keep your smile bright and your vision clear with our affordable dental and vision plans. Enjoy comprehensive coverage for routine care and more, helping you maintain your overall health.
Life
Insurance
Protect your loved ones with life insurance tailored to your needs. Whether it's for income replacement, final expenses, or future planning, our policies provide the financial security your family deserves.
Why Choose
Us?
Tailored Insurance Solutions
At S&T Benefit Solutions, we understand that everyone’s needs are unique. That's why we offer customized insurance solutions that fit your life and budget. No one-size-fits-all policies here—just coverage that works for you.
Expert Guidance
With years of industry experience, our team provides expert guidance and support throughout your insurance journey. Navigating insurance can be complex, but you don’t have to do it alone. Our experienced team provides clear, expert advice, ensuring you make informed decisions every step of the way.
Client-Centric Approach
Our client-centric approach puts your needs at the forefront of everything we do. Your satisfaction is our priority. We take the time to listen, understand, and respond to your needs, offering a level of personalized service that’s rare in today’s world. We’re here for you, every step of the way.
Get In
Touch
Reach out to schedule a time to explore the best insurance options for your needs. Our team is ready to assist you in securing your future.